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Insurance in blackjack is a side wager that gamers could make when the supplier's upcard is an Ace. This is as a outcome of an Ace in the dealer's hand increases the likelihood of them having a blackjack, which would lead to an computerized loss for the player unless additionally they have a blackjack. The insurance wager is designed to protect the player's major bet in case the supplier does indeed have a blackjack. The home edge on paying insurance coverage in blackjack is about 5.8% when a single deck of playing cards is used. But, modern blackjack is performed with 6-8 decks of cards and in such situations, the home edge can go as excessive as 7.5% for a single round of the game. One of the most common justifications for gamers to take blackjack insurance coverage is as a end result of they've a hand worth value 20.