Players place a Three Card Poker guess along with a 21 guess (may equal the 21 bet) and are dealt two playing cards, which mix with the vendor's face-up card to make a Three Card Poker hand. If a player’s hand is closer to 21 than the dealer, the player wins their guess. If the dealer’s hand is closer to 21, the player loses their bet. If the palms are equal, the wager pushes and no chips are exchanged both means.

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